Speaking at the workshop, Assistant Project Officer of NABARD, Dhalai district Amit Das said, “The SHGs are getting closed due to additional members in the groups. Hence, a new group namely Joint Liability Group has been introduced in the state. The group consists of around 4 to 6 members”.

“Conceived on the pattern of Self Help Groups (SHG), Nabard will provide refinance facility to banks for providing lending to small and marginal farmers who are normally deprived of finance. Under the concept, credit needs of small and marginal farmers like share croppers, oral lessees will be taken care of. A concept note in this regard has been prepared and issued to banks," said Das.

Added to it, he said, “JLG is aimed at meeting the credit needs of small, marginal and tenant farmers who would form a group by joining together. Efforts will be made to provide credit under oral lease wherein it will be ensured owner of land does not lose (land) rights and a lease is created and on the basis of that lease, farmers could be financed. Banks are ready to finance under this scheme and it is up to the state governments to see the opportunity”.

NGO representatives, representatives of farmers’ club, PACS and LAMPS and SHGs took part in the workshop. General Manager of NABARD State Branch Rajat Kanti Debbarma and District Cooperative Department officer remained present there in the workshop.

As many as 1000 JLGs will be given approval from 10 banks of the state. Tripura Gramin Bank will give approval to 395 JLGs. Pisciculture expert of Salema Krishi Vigyan Kendra Ramanuj Chakraborty is hopeful of the success of JLGs.